You are asking; is this Ultimate Life Company a program, like some magic button to press, and winnings will come tumbling into your lap? Or, perhaps you are fairly sure it would pay off, but is it ethical for a Christian?

You are smart to want to research it first. I highly commend you for taking time to do so. But because it is just launched January 17, 2011, you aren't going to find a long track-record of Ultimate Life anywhere online. Maybe later.

You can research Ginny Dye, the founder. That is valid because the founder of an organization usually lends his/her own personality to the legal entity - the business - they found.

Ginny has spent a number of years as a teacher and writer and motivational speaker. In fact, she used to do it for a Discount membership club and was very successful at training newcomers, until she had pangs of conscience over misleading many of them when she knew some of them could not succeed after all.

In March of 2008 Ginny founded a company called MyPowerMall, which encouraged members to shop online and get rebates for that shopping, and extra for drawing in others to sign up. It was a combination of several things, and I confess, my hopes built up. I found Ginny so convincing that I was sure I could help a lot of people out of poverty if only I could teach them how to shop online. I would even help them recruit others to sign up under them.

Then, just when I had made New Year's changes to my agenda, and bought an SBI suite to build that dream site of my own, Ginny announced the shutting down of MyPowerMall. I was stunned! I didn't know what to think for quite a while.

Gradually I came to understand that the American economy simply didn't allow people to shop online on the scale she had hoped, and people were hunkering down to spend only what they absolutely had to - to live. To continue that company could have caused more financial hardship far and wide.

If anything, Ginny has an irrepressible imagination and sharp, clever mind. She has studied and analyzed what happened together with her closest circle of friends and fans, and devised a new company, Ultimate Life Company, that learns from her mistakes in myPowerMall, and is - as she explains it - bound to go much further and help many people make a good living.

I heard her say that her personal goal is to pay every member of MPM that was left owing even one cent when it folded. That lifted her up in my books!

The Ultimate Life Company

Ultimate Life charges a $25/month membership fee, and part of that goes to paying the incomes promised to each member's upline. The tangible product offered (any multi-level-marketing plan (MLM) has to have a real and tangible product to keep it from being an illegal pyramid), is going to be fantastic webinars with motivational speakers and books. Ginny has already proved that she knows how to produce and find terrific inspirational stories and speakers. She attracts them like large red trumpet flowers attract hummingbirds.

I took some of her inspirational stuff with a pinch of salt, as it tends towards New Age thinking, which clashes with my own faith and understanding of how God's spiritual principles operate. I know that ultimate life is only possible in Christ. We are not to depend on our own strength, but His. However, I wanted to believe a lot of that material could be helpful. After being a member for a month, my conscience began to trouble me more earnestly. If I don't believe that New Age philosophy myself, how can I urge others to accept it?

The more of the webinars I've listened to, the more my spirit has been troubled by both the general new age attitudes, and the more specific advice given by the speakers. When I found myself wanting to screen which people I would tell about this because I knew some of them would be too weak to discern the difference and negatively affect their walk with Christ - well, I just knew that this was not good. This week, one morning in my devotional time, I just knew that it was not good for me to continue. I make a point on my business site, BouquetofEnterprises.biz of urging others to incorporate their godly faith and ethics in their business ventures; how could I disobey my own conscience in this?

The compensation plan of Ultimate Life is well set up. One of the better ones I've ever seen. The investment is low enough and the return comes quickly enough with the first few signups you get under you, so that you begin to get that investment covered, and you make a bit of money. This part is going to be very appealing to people, and is more likely to keep members from bailing out.

If you play with the Ultimate Life income calculator you can get quite carried away with the dreams of how much you will earn monthly and annually if you just have 3 or whatever, and they each get 3 under them, and so on down the line.

Have you heard of the line, "the boy with most toys wins!"? Well, here it is the members with the most downline members that win the cash. (Okay, let's say 'earn' since you have to work hard to find those people).

Do NOT sign up for this - if;

. . . .If you have trouble talking people into signing up for anything free, never mind something that is going to cost them each month, and if you have no other clue as to how to find people to sign up under you. You might be so lucky as to twist the arms of some relatives and friends to sign up under you, but if they are also weak in this area of networking and recruiting, it will not be long before they will balk and refuse to pay their $25/month, which means you lose your $1 or $2/month income from them, and you're still stuck shelling out your $25/month until you run out of both cash and hope. No matter how much Ginny inspires you.

Do NOT sign up for this - if;

. .. . If you are too busy to give quality time to the matter of getting a downline. Forget it! Ultimate Life is not the company for you. At least, not at this point in your life.

Do NOT sign up for this - if;

If you are a Christian and want to live by God's principles in the Bible. You might not recognize the different "mindset" right away in the webinars and Ginny's training sessions, but very subtly you can be led astray from giving the Lord His rightful place of authority in your life, and you will find friction of conscience and in your spiritual life. If you are not a Christian I would caution you that God's spiritual laws apply even to people and situations that do not heed or know His laws. They are as immutable as the law of gravity, or of aerodynamics. There are serious consequences to breaking God's laws, as this is His planet, and universe. It is far better to seek to learn and understand and abide by those laws for true success. A success that goes on into eternity.

Successful Types

Under what conditions/planned activities you could succeed?

There are some people - perhaps you're one of those - who can sell refrigerators to those living in igloos (houses of ice). Even strangers do whatever you suggest. In that case, you could likely make money with Ultimate Life.

There are another type - those who are very calculating and have their steps in any multi-level marking system (MLM) all plotted and practiced. They contact their lists, they put up a sales page, they even buy leads from companies that sign up those looking for a "hot" opportunity. Then they phone and "Convince" those people to sign up. (Sometimes against their will). They love to sign up at the start of such a plan as Ultimate Life and then walk away when they've made their killing and can see that the company is beginning to slip and fade away.

Believe me, I don't hang out with that crowd.

There is another, gentler type - (come stand in my circle if you identify). We have our eyes open and can see what's happening. But we are not ready to lasso people and drag them in, nor do we want to whine and plead with our friends and relatives and risk straining those relationships. We would like a nice passive income too, of course. We'd just rather invite people to join without pressure, and in an ethical and moral manner. We'd rather make friends than enemies.

To Succeed in Networking

Here's what I've learned from a woman named Renegade Ann, and SBI about creating a web page or better still, a website about a hot niche area, and providing top notch, good-quality information. Information that people are searching for in the search engines! So that if you build your site with a wise choice of keywords (the kind the searchers are using in Google for instance), the search engines will bring you all those visitors. Once they've read some pages on your site, and realized that you appear to be a solid, quality source of information, they will be ready to click on any links you recommend for more on the topic. If they end up signing up at that coded destination link, presto - you have a downline member that came willingly, not under any duress!

(If you have no experience with SBI sites, you may not realize the tremendous amount of traffic they help to bring to your site. A well-developed niche site built according to the Action-Guide (videos) does not take that long to get 100s of visitors a day, and in some cases almost double every month. The thing is that it is not a Get Rick Quick scheme at all. You have to have time and bring your own brains and motivation to your site project. Unless you hire the SBI Service Dept to build the site for you, you can expect to need at least three months to a year to build your first SBI site. You have to think and plan long-range for the best, most profound results.

If you take this route, you end up with a sold Web Business, where you generate all your leads and they see you as an authority figure in your field of expertise. If monetized correctly, the profits come as surely as Mary's little lamb brings it's tail behind it.

Should you already have a website, and be used to adding pages, it may not be that hard for you to put up a detailed review and to get signups from that.

Weigh the Pros and Cons

What features to look for in a Networking Program;

* A dynamite and transparent leader will attract and hold most of the people who join. Look for one who keeps promises.

* A reasonable compensation plan that can pay out as promised. There is some clear chance of being paid early on, compared to many other MLM companies that keep you waiting indefinitely.

* A healthy plan for giving back - or giving to others in need.

Cons - Cause to Hesitate, back-off;

* Don't trust only the slick professionally prepared videos and recruiting material. Talented people can do those if they get paid enough big bucks. Withhold your final trust until you get to know the leaders and can discern if they are just giving you honeyed-words, or if they are being transparent and honest.

* Back off if you do not understand what you'll have to do to earn those starry figures Take your time to research and study the business.

* Don't join because someone else is pressuring you; they want to build their own downline. You need better reasons than that!

* If your heart (or spirit) hesitates and hold back and doesn't know why, even though your mind harps on the Pros, then listen to your heart, and refuse to sign up. In time you will understand why, especially if you are a Christian, you were held back.

My Decision

Ultimate Life Company had all the Pros and none of the Cons - except for that last one. Even after being a member for a month, my spirit grew more and more disturbed. Especially as I listened to the webinar guests. At first I thought I was strong enough to just pick the good stuff and drop the bad. Then I noticed that when I was tired the stuff seeps in anyway. I know that people have been mis-led by such teaching and philosophy - I've seen it happen to people close to me.

It is better to step back now than later, when I have a lot more people to which I would need to apologize.

In all sincerity, I cannot recommend this Ultimate LIfe Company. Particularly not for a Christian.